Retirement plans that hold up when life doesn't go as planned.
Majestic Wealth Builders helps individuals and families make sense of life insurance, annuities, and retirement income strategies — with a straightforward, no-pressure approach and nearly a decade of hands-on experience.
No cost or obligation to talk. Compensation is paid by the carrier — never a fee to you.
Chirag Patel
Based in Marietta, Georgia. Helping clients build and protect retirement income for nearly nine years.
Nine years of watching policies age — through good markets and bad.
I've spent almost a decade helping clients use properly structured life insurance and annuity strategies for retirement income, college planning, wealth transfer, and mortgage payoff planning — not as a one-size-fits-all pitch, but as one tool evaluated against what a client already has in place.
That perspective comes from watching real policies perform at year 5, year 8, and year 12 — through income dips, market swings, and the small decisions that compound over time.
- Nearly 9 years in the business, having worked with hundreds of clients across Georgia and beyond.
- Licensed insurance professional in the state of Georgia (License #847047, NPN #10730296).
- No fee to clients — compensation is paid by the carrier whose product is used to build a strategy, and I'm open to questions about how that works.
Strategies built around your goals, not a single product.
Every family's situation is different. Here's where I typically start the conversation.
Tax-Advantaged Wealth Accumulation Strategies
Approaches designed to help you build and access wealth in tax-efficient ways over time.
Asset Protection and Qualified Plan Rollovers
Reviewing old 401(k)s and qualified plans and considering protection strategies for what you've already built.
College Education Funds
Incorporating flexible education-funding strategies into a broader family financial plan.
Debt Management and Debt Consolidation
Working through options to organize, reduce, and simplify outstanding debt as part of your bigger plan.
Infinite Banking and Family Banks
Using specially designed policies to create a family banking system you can borrow against on your own terms.
Life Insurance and Living Benefits
Coverage designed to protect your family, with living-benefit riders that can help while you're still here.
Estate Planning and Legacy Planning
Structuring life insurance and beneficiary designations so the right people receive the right value at the right time.
Indexed Growth Roth IRA, SEP IRA, Traditional IRA
Reviewing which IRA structure and growth strategy fits your goals and how you already save.
Long-Term Care Planning
Planning ahead for the cost of extended care, so it doesn't derail the rest of your family's plan.
Business Owner Strategies
Buy-sell funding, key-person coverage, and executive benefit strategies built for business owners.
A simple, no-pressure process.
Book a call
Pick a time that works for you — no cost, no obligation.
Review your situation
We'll look at what you already have in place and what you're trying to accomplish.
Walk through options
You'll see what's available, what it costs, and the honest case for and against each option.
Decide at your pace
No pressure to move forward — the goal is a clear-eyed decision, not a quick close.
Ready to see where you stand?
Schedule a free strategy call and get straight answers about your options — no pressure, no obligation.
Schedule a Strategy Call